Auto Warranty/Insurance

NAPUS FCU, in conjunction with InterContinental Warranty Services, INC. (IWS) is now offering auto-warranties on vehicles 1992 or newer. Florida based IWS has received the highest possible program rating by global organization A.M. Best Co., INC. with an A++ (Superior) grade which ensures you are being offered the highest quality insurance options possible in today ’s competitive industry.

As an exclusive provider to credit unions, IWS is managed by former credit union executives, who bring with them the credit union philosophy and experience. Currently IWS has over 4,000,000 members in over 200 credit unions taking advantage of their products.

Products now available to you include:

Vehicle Service Agreement (VSA)/Mechanical Breakdown Insurance (MBI)

  • Savings up to 50% off comparable dealer plans
  • No reimbursement hassles. IWS pays any licensed repair facility based in the U.S. or Canada directly!
  • Covers more than 12,000 parts (including wear & tear)
  • Trouble-free and toll-free claims process
  • Convenience of car rental reimbursement for covered repairs
  • Trip interruption protection
  • Reimbursement of towing expenses for the covered vehicle
  • Members who sell their vehicle to a private owner can transfer the coverage
  • Protected vehicles have increased value
  • Members will have peace of mind with IWS products

NAPUS FCU will gladly provide you with a free warranty quote at any time.

Guaranteed Asset Protection (GAP)

What is GAP and what does it cover?

It is the difference between what you owe on your vehicle and what your insurance company establishes as the market value of your car should your vehicle be in an accident or stolen.

What will GAP do for me?

Many members may not realize that the car you just purchased starts to depreciate the moment you drive it off the dealer’s lot. It isn’t safe to assume that if the vehicle is stolen or damaged beyond repair, the insurance coverage will pay the remainder owed to the lender.

You may be surprised to learn that in the event of a total loss, the settlement amount received from your insurance company is the market value of your vehicle. In many cases, this amount is less than what you owe the lender and you are held responsible for the difference.

NAPUS FCU now offers Guaranteed Asset Protection (GAP). This is affordable protection from serious financial liability. GAP will pay the difference of your loan beyond what your insurance company will pay, less any deductible.

How do I get GAP protection? GAP is offered on new and used car loans whether it is a purchase or a refinance from another financial institution.

Call 1-800-336-0284 for more information on VSA and GAP products!